I went on annualcreditreport.com and clicked on experian. credit report by itself is free but they charge for credit score. Should I pay to get the score aswell or just looking at credit report ...
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I was in a bad place and accrued some debt. I am paying my debt off now and I have been checking my credit report. I just want someone to send me information to better help me understand my credit ...
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Credit Score?
What is the worse that 1 can have?
SO IS A 5.23 ANY GOOD...
Damn above 600 huh.... well how about if i want to refinace my home do i still need a 600 and above....?
I have a company that assist in repairing bad credit within a max of 6 months. Cyprian Associates the email address is cyprianassociates@yahoo.com
JD
For mort. loans, under a 500 is the worst. 400 to 499 makes no diff.
realangst
If you want a credit card or a loan, you better have something above 600
B.B
400
spifiman1
The lowest reported score is 300. Anything lower than that will show up as a 0.
A 523 score is well below the national average of 675. I have 15 lenders that I use every week and only 2 will buy a score that low.
I'm not saying you can't refinance your home, but the interest rate will be high.