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 lowering overstated hospital charges?
I have about 5 hospital bills in collection and one more heading in the same direction. Difference is that this last one have some very overpriced charges on it like $150 for each tylenol tablet! Is ...


 I want my interest rate lowered on a closed credit card account. Will they reopen and do this? What do I ask?
They closed the account because I missed three payments. I had lost a job and couldn't make them at that time. I am fine now, and the account has been in good standing for over a year at this ...


 Where can i sell my music collections?
...


 Does anyone have any bad experience with people giving out loans on here?
Someone is offering to help me with a business loan. I dont want to get ripped off are anything....


 what do i put down when it asks for my credit card number..?
im using a mastercard?...


 Can you view who has accessed your credit score?
My brother has been the final candidate for a number of jobs, and then been told that he didn't get the job. We're beginning to wonder if these businesses are accessing his credit score, ...


 Can you be bondable with damaged credit?
I lost my job due to lack of work and my new job does not pay as much. I am paying all my creditors but my only non secured one is only getting partial payments since that's all I can afford. T...


 I am a retired federal worker,can i join a federal credit union?
...


 What do I do about a dishonest lender?
I apparently made a mistake and sent money to the wrong lender. They are now not getting back with me. What can I do? Also if they do not get back to me what are my liabilities in posting that ...


 On a 6,000 student loan with a 9.95 interest rate, what am I being charged per month for interest?
...


 ill try this question again...think Yahoo Q and A had fallen asleep!?
anyone know a rough estimate of monthly repayments on a mortgage of £140,000...just a basic repayment....


 What is going on ? Please help?
I just paid off a collection account and two days later the same account was placed on my credit report by another collection agency. Can this be done?...


 If you drive more than 15,000 miles each year, you should lease a car instead of buying one?
True F...


 After getting your first line of credit, when is the earliest your credit score could be over 760?
...


 Question about American express gift card?
ok i want to buy something online and i have an american express gift card. Will i have to put it in as a credit card or no. Since it is american express do i put it in as ...


 can i pay for a membership by personal check?
may i pay for a membership by personel check i dont have a credit ...


 0 credit card debt?
I applied for a mortgage 3 or 4 months ago and got approved but at that time I had 2 maxed out credit cards the balances were close to $2000 total, I realize that isnt a lot but I have them down to $1...


 How can I get a "change of liability form"?
I was divorced over a year ago and the judge awarded one of my credit card accounts to my x husband. My x has run the card up over the limit and not made any payments for over a year. The credit ...


 eBay - PLEASE PLEASE HELP ME!!!!!!!!!!!?
I had brought a laptop from another ebay user with over 400 positive 100% feedback. The laptop cost £250 : $500. However the person wanted me to pay by bank transfer, i stupidly did after i saw ...


 will this make my credit look better or worse?
my credit was a 720. now its down to a 675. when i checked on it, the reason was because i only have two kinds of credit, credit card, and car note. i think its also because i have more credit debt ...



STARS
Does prosper.com helps build credit if you pay the loans on time?
                 




   
 




douglas l
From what I know about prosper I don't think so. I believe you are dealing with private lenders which are channeled through Propser. Unless Prosper reports your payment activity then your credit would not be affected one way or the other, expect that they do perform a credit check to evaluate your risk level. You should probably check out their FAQ and terms/conditions to get a solid answer on that.


Mr Beitzel
I discovered that there were some very valid criticisms of Prosper. For example, the risk and time to manage these loans may not be worth the effort. Plus to further exacerbate the problem, uninformed lenders are setting lending rates at risk/return levels no intelligent investor would touch. It can also sometimes be difficult to find loans for borrowers in states that set rate limits. Despite these valid criticisms though, I found mostly positive reviews. Since loans on Prosper are amortized over 3 years, it will take some time to see the full impact of the site on the internet community, but looking 6 months out, things seem to be pretty positive.


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