My brother has been the final candidate for a number of jobs, and then been told that he didn't get the job. We're beginning to wonder if these businesses are accessing his credit score, ...
I lost my job due to lack of work and my new job does not pay as much. I am paying all my creditors but my only non secured one is only getting partial payments since that's all I can afford. T...
I apparently made a mistake and sent money to the wrong lender. They are now not getting back with me. What can I do?
Also if they do not get back to me what are my liabilities in posting that ...
I just paid off a collection account and two days later the same account was placed on my credit report by another collection agency. Can this be done?...
ok i want to buy something online and i have an american express gift card. Will i have to put it in as a credit card or no. Since it is american express do i put it in as ...
I applied for a mortgage 3 or 4 months ago and got approved but at that time I had 2 maxed out credit cards the balances were close to $2000 total, I realize that isnt a lot but I have them down to $1...
I was divorced over a year ago and the judge awarded one of my credit card accounts to my x husband. My x has run the card up over the limit and not made any payments for over a year. The credit ...
I had brought a laptop from another ebay user with over 400 positive 100% feedback. The laptop cost £250 : $500.
However the person wanted me to pay by bank transfer, i stupidly did after i saw ...
my credit was a 720. now its down to a 675. when i checked on it, the reason was because i only have two kinds of credit, credit card, and car note. i think its also because i have more credit debt ...
Okaaay.........I'm 12. Ok. Got that. Good. So I want to get a contract cell phone, but my parents have bad credit (their cell phones are with my cousin's line) as a 12 year old, could I do ...
yes disputing items does count against your credit w the credit reporting agencies. As for applying for cards the credit reporting agencies see you as looking for available debt and each inquiry takes points off of your score.
cuteman
losing your card - no effect
billing dispute - no effect
denied credit application - yes, every time you apply for credit where u got approved or not your points go down.
investor
Losing your credit card or billing disputes means nothing to your credit.
Being denied for a credit card really has no effect either except for a couple of points of your credit score simply because a creditor pulled your credit report.
mwj81
what really effects your credit rating is defaults, where you have done the runner on a bill. most of what you said would not influence your credit rating.
orange1
The first does not AFFECT your credit. The second does AFFECT your credit adversely.
jacquie
no to the first Q.
yes to the 2nd.
shell
Every application is recorded on your file. Several applications in a short period of time can have a serious effect on your credit score.
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
